The halfway mark of a calendar year is an excellent time to take stock of what happened during the first six months. Learning from the past is a key habit in helping us navigate the financial challenges we will face in the future. It’s only by internalising these...
The importance of saving specifically for retirement is something the vast majority of South Africans underestimate, and there are terrible reasons to not save for retirement. Here are some of the worst: I don’t plan to retireI’m afraid that in most cases,...
Financial well-being can’t be measured by merely looking at how much you earn. Saving money only works when there is a gap between what you earn and how much you don’t spend. This is the figure that matters most! Let’s compare an exercising weight loss program to...
Near Retirement? You’re headed for trouble if you don’t have a retirement cash cushion! Why does it make sense for you to have a cash cushion when you retire? It helps smooth some of the inevitable rough spots. It offers peace of mind. In the end, it can mean the...
